Quick. Easy. Trusted.

Payday loans, sorted in minutes.

Apply online or visit a branch — get a decision fast and funds when you need them.

Find a branch or call 080 777 3777

Calculate your loan

Move the slider to see what you'd pay back

You want to borrow

R@Model.LoanAmount

R300 R8 000

Loan amount R300

Initiation fee R0

Service fee R60

Insurance R0

VAT R0

Interest R0

You repay (one instalment) R345

New client? Enter your ID number in the field below to get started.

Your SA ID number We use this to verify your identity. It's never shared.

Estimate only. Final amount & fees confirmed during application. T's & C's apply. NCR-regulated lender.

What you'll need

Have these ready and the application takes 5 minutes.

✓ South African citizen

✓ 18 years or older

✓ Valid SA ID

✓ Proof of income

✓ Active bank account

✓ Stable income

What we offer

Do you need a cash loan to help you for a short while? Our once-off, short-term loans help our clients manage their cash flow.

Our personal loan process is simple and follows responsible lending practices. All loans are granted based on strict compliance criteria and are in accordance with NCR regulations, ensuring the loan does not cause financial distress to the consumer.

✓ Repayments are made in a single instalment.

How to apply

Visit one of our branches to find out how much you qualify for.

The outcome and loan are provided within minutes.

Alternatively, contact our toll-free number: 080-777-3777

Barko Financial Services (Pty) Ltd is an authorised Financial Services Provider (FSP 45614). The product is underwritten by Guardrisk Limited (FSP 76) and administered by Barko Financial Services (Pty) Ltd.