We take pride in developing relationships with our clients and are dedicated to providing financial services built on trust and loyalty.
BFS – Where the client is a trusted friend.



Barko Loans is a leading micro-finance institution in South Africa, established in 1996. We offer ethical and innovative credit solutions to formally employed and hardworking South Africans. Barko Loans target market is made up of the millions of modest income earning, formally employed South Africans, government employees, mining industry employees and private sector employees. Barko Loans has grown rapidly over the years through innovative service offerings. While our client service experience has expanded to meet all our client’s needs, we continue striving to grow and serve our customers better and faster. Barko Loans aims to make a difference in the social and economic landscape in which we operate, by empowering the communities.


To develop innovative financial solutions tailored to fulfill the financial needs of our clients, that are simple to use and add value to their daily lives. Our aim is to better understand our clients, deliver quality client service and financially transform their lives.


To deliver on the current and future financial expectations of the people of South Africa.


It has come to our attention that scammers are fraudulently making use of our name being, Barko Financial Services/Barko Loans, to falsely provide online credit. Please note that Barko Financial Services/Barko Loans will NEVER request an admin fee before granting credit to any of our clients. This is a scam.

Barko Financial Services/Barko Loans as part of the loan agreement and after the credit is granted to you, will load a debit order with your bank for repayment collection on your loan. Please NEVER pay any fee to the above-mentioned individuals into a bank account provided by them. If you fall victim to the above or have any information that can lead to the arrest of these fraudulent people, please send an Email to our investigator, JC Oliver- chris@mambainv.co.za or contact him on 082 588 1077. At our discretion, BFS reserves the right to compensate any individual who can assist us with the successful arrest and prosecution of all guilty individuals.