We take pride in developing relationships with our clients and are dedicated to providing financial services built on trust and loyalty.
BFS – Where the client is a trusted friend.



Barko Loans is a leading micro-finance institution in South Africa, established in 1996. We offer ethical and innovative credit solutions to formally employed and hardworking South Africans. Barko Loans target market is made up of the millions of modest income earning, formally employed South Africans, government employees, mining industry employees and private sector employees. Barko Loans has grown rapidly over the years through innovative service offerings. While our client service experience has expanded to meet all our client’s needs, we continue striving to grow and serve our customers better and faster. Barko Loans aims to make a difference in the social and economic landscape in which we operate, by empowering the communities.


To develop innovative financial solutions tailored to fulfill the financial needs of our clients, that are simple to use and add value to their daily lives. Our aim is to better understand our clients, deliver quality client service and financially transform their lives.


To deliver on the current and future financial expectations of the people of South Africa.


Fraud Alert


Report suspicious activity and fraud to: 080 777 3777 or send an email to reportfraud@barko.co.za

Fraud and scams are on the increase, fraudsters are always trying to swindle you out of your hard-earned money by obtaining your personal information. Protect yourself and never share your personal details, banking details and ID number with anyone.

Barko Financial Services is aware of ongoing scams misrepresenting the Barko Financial Services name to scam the public on Facebook and WhatsApp. Want to report suspicious activity? Send us an email at reportfraud@barko.co.za or call us on 080 777 3777 to confirm that you are speaking to a Barko Financial Services employee.

Fraud Tips:

  • Barko Financial Services will never ask you for an upfront fee before approving your loan.
  • If you want to verify that you are speaking to a Barko Financial Services employee, contact the Customer Care team on 080 777 3777.
  • Barko Financial Services will never ask you to share your bank card details and security code (CVV).