Barko Insights

Smiling couple applying online for a Barko Financial Services loan using a laptop at home

Easy Loan Applications with Barko

Applying for a loan can often feel scary, and a bit overwhelming. At Barko Financial Services the process is refreshingly easy, transparent, and user-friendly.

Finding out if you qualify for a loan does not have to be difficult. Here is how we make it easy for all South Africans to get the financial help they need.

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Convenience

We are here for you, in whichever way is most convenient for you.

For those who prefer face-to-face interaction, a branch visit allows you to discuss your needs with a loan consultant in person, submit your documents, and get feedback in minutes.

Prefer messaging? Open our webchat widget (bottom-right) and a consultant will guide you through a quick loan application.

An online self-service is not available for new clients yet, but it is launching soon! At Barko, we are committed to making it even easier to apply for a loan from your phone or computer.

Simple process

There is no complicated paperwork to apply for a loan with Barko. We keep it simple:

You will need your ID or Passport
3-month bank statements
Recent salary slip (or proof of regular income)
Bank card

Barko follows NCR regulated responsible lending criteria. This means that your application is assessed fairly with your financial well-being in mind. We want to make life easier for you and ensure that you can afford the loan and still cover your bills.

In most cases, once we have reviewed your application, and you qualify, you will receive your loan on the spot.

Personal service

From the moment you say “Hi” in our webchat to the moment your loan is paid, Barko’s consultants stay by your side. Our friendly team will guide you through each step of your loan application.

Need extra help or assurance? Barko’s toll free number (080 777 3777) connects you with real humans, and we answer!

A partner you can trust

You can trust Barko. We are an authorised Financial Services Provider (FSP 45614) and registered credit provider (NCRCP 1764), ensuring compliance with South Africa’s financial regulations.

We are also committed to data privacy and customer protection, so your information is safe with us.

One loan, one repayment

Our loans are short-term and repaid in a single instalment.

If you are looking to apply for a loan without the usual red tape, our easy application process and customer-first approach make it a standout choice. Whether you prefer chatting via WhatsApp or visiting a branch we aim to provide an easy, quick, and trustworthy experience at every step.

Ready to take control of your financial situation with a short-term loan? Let Barko guide you with an easy loan application, and fast results.

What documents do I need?
What does NCR mean?

South African family discussing finances at home while contacting Barko via webchat or phone