# Barko Financial Services

> Barko Financial Services (Barko Loans) is a South African, NCR-registered credit provider offering responsible short-term cash loans and affordable funeral cover through branches nationwide since 1999. Authorised FSP 45614, registered credit provider NCRCP 1764.

Key facts:

- Products: short-term cash loans, one-month payday loans, and family funeral cover (up to 13 family members, no medical tests, claims paid within 24 hours).
- Regulated: registered with the National Credit Regulator (NCRCP 1764) and an authorised Financial Services Provider (FSP 45614).
- Coverage: physical branches across South Africa; use the branch locator to find the nearest one.
- Customer service (toll-free): 080 777 3777.

## Products & Services

- [Home](https://www.barko.co.za/): Barko Financial Services homepage, with an overview of loans, funeral cover and the nearest branch.
- [Services overview](https://www.barko.co.za/Home/Services): Short-term cash loans, one-month payday loans and family funeral cover, with simple requirements and fast approval.
- [Loans](https://www.barko.co.za/Home/Loans): Short-term cash loans with clear, NCR-regulated fees, fast approval and a repayment calculator.
- [Funeral cover](https://www.barko.co.za/Home/Funeral): Affordable funeral cover for up to 13 family members, no medical tests, claims paid within 24 hours.
- [Branch locator](https://www.barko.co.za/Home/BranchLocator): Find the nearest Barko branch with addresses and contact details across South Africa.

## Help & Contact

- [FAQ](https://www.barko.co.za/Home/FAQ): Common questions about loan applications, required documents, branches, funeral cover payouts and complaints.
- [Contact](https://www.barko.co.za/Home/Contact): Toll-free 080 777 3777, email and online chat with a consultant.

## Company

- [About Barko](https://www.barko.co.za/Home/About): Trusted, NCR-registered credit provider helping South Africans with responsible lending since 1999.
- [Barko Insights](https://www.barko.co.za/Home/BarkoInsights): Practical guides on short-term loans, funeral cover, budgeting and responsible borrowing.
- [Regulatory compliance](https://www.barko.co.za/Home/Regulatory): FSP 45614 and NCRCP 1764 registration details, loan fees and fraud reporting.
- [Privacy policy](https://www.barko.co.za/Home/Privacy): How personal information is handled in line with South Africa's POPIA.

## Topics

- Personal loans
- Short-term loans
- Funeral cover
- Branch locator
- Financial education
- Responsible lending

## Optional

- [Corporate Social Investment](https://www.barko.co.za/Home/CSI): Community education, wellness and upliftment initiatives.
- [ESG](https://www.barko.co.za/Home/ESG): Environmental, Social and Governance practices.
- [Terms (PDF)](https://www.barko.co.za/Barko_Terms.pdf): Barko terms and conditions document.